Business CD

Make your business savings work harder with a hard-working business CD.

Lock in a competitive certificate of deposit rate on a business CD.1 Take your pick of terms from three months to two years.2 Meet short-term goals with small deposit installment savings.

Features & Benefits

  • Open a business CD with just $1,000
  • Withdraw funds or make changes without penalty for 10 calendar days after CD maturity date3
  • Roll over to ensure interest continues to accrue
  • Monthly and quarterly interest checks and transfers to a First State Bank of St. Charles deposit account available
  • Pair with one of our business checking accounts for a robust suite of digital banking tools
  • Interest rate matching available

All our business savings accounts offer:

Disclosures

1The Annual Percentage Yield (APY) may change at any time, at our discretion. Charges may reduce earnings. Interest is calculated using the daily balance method and begins to accrue no later than the business day credit is received for the deposit of non-cash items.

2The Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Minimum deposits and balances are required to earn APY and is subject to change at any time. A penalty may be imposed for early withdrawal.

3Withdraw funds from your account in person at the bank.