Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Since 1867, First State Bank of St. Charles has helped people save for the future, finance their dream homes, and start small businesses that shape our community. For us, success isn’t measured in dollars – it’s found in the everyday impact we make together. If you’re looking for a career with purpose, possibility, and people who care, you’ll find it here.
Great benefits. Genuine people.
We believe a workplace should offer more than just a paycheck. At First State Bank of St. Charles, we focus on building a culture where you feel supported, included, and excited to grow.
What you can expect
All Employees Receive
Full-Time Employees Receive
Health Care
Life Insurance & Disability
Time Off
Part-Time Employees Receive
Whether you have questions about our hiring process or need assistance on next steps, we’re here to help. Reach out to our HR team Monday – Friday, 8 a.m. – 5 p.m. CST.
Call: (636) 940-5555
Email: hr@fsbfinancial.com
Connecting with the community at events such as the Senior Activities Fair, hosted by the City of St. Charles, builds relationships that last a lifetime.
Jill Scott, Business Development Officer and Banking Center Manager
Celebrating baseball opening game day with my co-workers makes me feel like I’m part of a real team.
Vicky Whitehead, Administrative Assistant
When First State Bank has coffee day, it’s nice to take a break and enjoy a good beverage with my co-workers.
Julie Sanders, AVP, Operations Officer of Product Support
Participating in our annual pumpkin decorating contest is always a fun competition.
Jess Guillaume, Business Development Officer, Banking Center Manager
First State Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Prospective employees will receive consideration without discrimination because of race, religion, color, sex, age, national origin, disability or genetic information, veteran status, sexual orientation, gender identity or any other characteristic protected by law.
First State Bank participates in E-verify Compliance.
*First State Bank is not endorsed by, directly affiliated with, maintained, authorized, or sponsored by the St. Louis Cardinals. All product and company names are the registered trademarks of their original owners. The use of any trade name or trademark is for identification and reference purposes only and does not imply any association with the trademark holder of their product brand.