Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
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Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
I have been a Southern California girl since birth, but I have made Kansas City my home since 1983 and love every minute of it. Helping homeowners for over 30 years has been my life’s calling and a true blessing. I have been involved in the lives of thousands of families from generation to generation, being their advocate and trusted mortgage provider for homeownership.
Offering an honest, compassionate, and cutting-edge streamlined process is important in the forever-changing mortgage industry. I share my knowledge and expertise to find the best mortgage solutions to meet the client’s individual goals.
My customers love our competitive rates, transparent and fair fees, and unmatched customer service. Helping you is not just a 9-to-5 job. It is a hands-on commitment of my time and availability 7 days a week. My passion is to serve you and make the loan process as enjoyable and stress-free as possible. Communication and listening are the keys to a great customer experience.
I am very thankful to the real estate community, financial advisors, and my wonderful clients, who trust me with their referrals. I have been honored to be a Five Star Mortgage Professional for Client Satisfaction for many years. My goal is to exceed customer expectations while offering sound guidance during the purchasing or refinancing of a home. I offer all types of loans, including Conventional, Jumbo, FHA, VA, MHDC, USDA, KSHAP, HELOC, Renovation, and First-Time Homebuyer programs. Working with a professional group of seasoned colleagues at First State Bank Mortgage offers our customers in-house processing, underwriting, and closing. My hope is to earn your mortgage business for life.
My passion is to serve you and make the loan process as enjoyable and stress-free as possible. Communication and listening are the keys to a great customer experience.
Kelly Whitwood