Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
Growing up in St. Charles, I’ve had the pleasure of witnessing its transformation from a quaint bedroom community to a bustling metropolitan city. After earning my degree in Economics from Mizzou, I returned to my hometown to embark on a career in residential lending. I am proud to be part of First State Bank of St. Charles, a cornerstone in the city’s 150-year history of growth and vitality.
Over the past two decades, I have had the privilege of assisting hundreds of clients in securing financing for their dream homes. From first-time homebuyers to those upgrading or downsizing, I view our relationships as more than just transactions. I strive to be a trusted financial advisor throughout their lives. It’s now incredibly rewarding to help their children purchase first homes, reflecting the trust and confidence they place in me.
I am honored to have been named a Five Star Mortgage Professional for the past six years, an accolade based solely on client nominations and ratings. My guiding principle is simple yet effective: “Put the client’s needs first, provide the best possible mortgage solutions with integrity, and success will follow.” This approach has been the foundation of my career.
I consider our relationships to be more than a one-time transaction, and I strive to be their trusted advisor over the course of their lives. It is fascinating to be along for the life journeys.
Mindy Primm