Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
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Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
A long-time dedicated Mortgage Loan Officer at First State Bank Mortgage, I specialize in assisting clients with new home purchases and home refinancing. With a steadfast belief that every family deserves the home of their dreams, I take immense pride in helping my clients realize that dream.
After embarking on my banking career in 2014, I transitioned to the mortgage field in 2016, where I have since honed my expertise and passion for helping families secure their ideal homes. I cherish the close-knit, supportive environment at First State Bank Mortgage, where the family culture aligns perfectly with my values.
In addition to my professional accomplishments, I'm an active member of “Women with Purpose,” a group dedicated to empowering women in business. My involvement in this group reflects my commitment to fostering community and supporting the professional growth of my peers.
I am happily married to Zack Norris, and we are proud parents of our daughter, Emily. Originally from Middletown, MO, I now call Robertsville, MO, my home. Whether helping a family purchase their first home or refinancing to achieve better financial stability, I strive to be a trusted and compassionate partner in the mortgage process, dedicated to making my clients’ dreams come true.
Helping families achieve the dream of homeownership is my greatest joy. At First State Bank Mortgage, we don’t just provide loans. We build lasting relationships rooted in trust and community. Every family deserves a place to call home, and I’m proud to be part of that journey.
Michele Norris