Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
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Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
With 30 years of experience, I'm proud of my consistent rankings among the top 1% of mortgage lenders nationwide. Having closed nearly $3 billion in residential loans, my expertise is extensive. My portfolio caters to diverse client needs, emphasizing personalized service and a hands-on approach from consultation to closing.
As a purchase specialist, I work with all types of borrowers from first-time home buyers to super jumbo clients. I take pride in identifying the right loan program for every client’s goals and needs. Creative, yet financially responsible out-of-the-box thinking is my specialty. I'm supported by a dedicated team of many years that helps ensure a seamless process, delivering exceptional results while offering conventional, jumbo, and portfolio loans to clients in all 50 states.
Born and raised in Kansas City, Missouri, I'm a proud graduate of the University of Kansas and the Pembroke Hill School. I'm also a self-proclaimed foodie, love traveling, and enjoy cooking and entertaining.
I take a hands-on approach with every client. I’m involved every step of the way, from the initial consultation until closing, with constant communication throughout the entire loan process.
Phil Scaglia