Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
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Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
I’ve been a mortgage loan officer for over 20 years, helping people achieve their dream of homeownership. Born and raised in St. Louis, I’ve always had a passion for numbers and finance, which led me to earn a Finance degree from the University of Missouri-Columbia.
My team and I pride ourselves on making the loan process as smooth as possible from start to finish. With over 65 years of combined experience, we focus on building long-lasting relationships and exceeding expectations. Whether you prefer handling things online or meeting in person, we’ve got you covered.
One of the best parts of what we do is seeing our past customers refer us to their friends and family—that’s how we know we’re doing things right. I’m always available for my clients, realtors, financial planners, and home builders—even on nights and weekends.
As a mortgage loan officer at First State Bank, I can offer a wide range of loan products across all 50 states, including Conventional, FHA, VA, Jumbo, USDA, and Portfolio loans—all with competitive rates.
When I’m not working, you’ll find me spending time with my wife, Jayni, and our kids Cole, Anna, and Makenna, or enjoying the outdoors, traveling, and catching a game with family and friends.
My team and I take pride in building long-lasting relationships with our customers and making sure we exceed their expectations. This is why past customers are our biggest referral source.
Donald MacPherson Jr.