SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
Mortgage Credit Builder Loan Program
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
With over 30 years as a mortgage loan officer and an MBA in Finance, I have dedicated my career to providing clients with clear guidance and personalized solutions to meet their home financing needs. Teaching has always been a passion—whether as a former finance instructor at the University of Missouri or while helping clients navigate the mortgage process step by step.
While receiving the Five Star Professional Award has been a significant honor, my primary focus remains on delivering exceptional service. I specialize in low down-payment jumbo loans, FHA and VA loans for clients with FICO scores as low as 580, and MHDC programs to support first-time home buyers and those with unique financial needs.
As a member of the First State Bank Mortgage team, I offer local underwriting and processing, ensuring quick and smooth closings with no surprises. With competitive rates, low closing costs, and a commitment to simplifying the loan process, I strive to help clients make informed and confident decisions about their home financing.
My focus is always on the client. This client-first approach is the single most important reason I rank in the top 1% of the industry.
Review Testimonials
