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Business NOW Checking

Manage your operating expenses and optimize returns on the liquid funds in your business checking account.

Features & Benefits

  • Open a business checking account with just $100
  • Interest compounded and paid monthly1
  • $10 monthly service fee2
  • No monthly statement fee with e-statements ($2 monthly savings)3
  • Bank on the go with free online and mobile banking4
  • Free business debit card
  • Unlimited check-writing and debit card purchases
  • Remote deposit5
  • Optional lockbox service6

Account Features:

All of our business checking accounts come with convenient tools to make your workday a little easier.

Open a business checking account.

Find your account to start banking with First State Bank of St. Charles.

Disclosures

1Interest rate and Annual Percentage Yield (APY) may change at any time, at our discretion. Fees may reduce earnings. Refer to our rate sheet for current interest rates and APY. Interest is calculated using the daily balance method and begins to accrue no later than the business day credit is received for the deposit of non-cash items.
2Monthly activity charges are assessed at $0.35 for credits, $0.15 for debits, and $0.12 for checks deposited.
3The paper statement charge is $2 per month. For free paperless statements (e-statements), you must activate Digital Banking and sign up for e-statements.
4Digital banking tools include personal & business online banking, mobile app, e-statement, and bill pay services.
5Enrollment in Remote Deposit is required; additional charges may apply.
6Lockbox service is optional and requires a business to enroll. Service charge: $20 per month, $0.13 per item.