Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Your birth certificate. Marriage license. That irreplaceable gold pocket watch you inherited. Tuck them safely in a safe deposit box at First State Bank of St. Charles.
Why safeguard legal documents, family heirlooms, and other valuables in a safe deposit box? It’s a secure, off-site way to protect anything that can’t be replaced.
First State Bank of St. Charles safe deposit boxes are available for personal checking or savings account holders only. When you rent a safe deposit box, you’ll get a key which you’ll need to show along with ID to access the box.
Sizes and annual rates for safe deposit boxes.
| Box size (inches)* | Billed | Debited |
|---|---|---|
| 2 x 5 | $15.00 | $12.00 |
| 3 x 5 | $25.00 | $20.00 |
| 5 x 5 | $35.00 | $28.00 |
| 3 x 10 | $40.00 | $32.00 |
| 5 x 10 | $60.00 | $48.00 |
| 10 x 10 | $125.00 | $100.00 |
| 10 x 15 | $150.00 | $120.00 |
For complete details about safe deposit box sizes and locations, review the safe deposit box fee schedule or visit your local banking center today.
*Not all safe deposit box sizes are available at all banking centers and are subject to availability. Safe deposit box rental is billed in August each year as a lease agreement for current bank deposit account holders only and is subject to approval.
The FDIC does not insure safe deposit boxes and contents.
Safe deposit boxes are not fireproof or waterproof.
In the event of lost keys, key replacement, box drilling, and other fees can apply and are subject to change at any time.
*Not all safe deposit box sizes are available at all banking centers and are subject to availability. Safe deposit box rental is billed in August each year as a lease agreement for current bank deposit account holders only and is subject to approval.
The FDIC does NOT insure safe deposit boxes and contents.
Safe deposit boxes are NOT fireproof or waterproof.
In the event of lost keys, key replacement, box drilling, and other fees can apply and are subject to change at any time.