Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Safe deposit boxes. Notary. And our signature Dementia & Aging-Friendly Banking. Because we’re more than your local bank. We’re a partner in your financial wellness.
Why safeguard important documents and other valuables in a safe deposit box? It’s a smart way to help protect valuable possessions outside your home or office.
First State Bank of St. Charles safe deposit boxes are available for personal checking or savings account holders only.
Need to have a document notarized? First State Bank of St. Charles offers free Notary Public services in all of our banking centers.
What You’ll Need
All signers and witness(es) must be present for the notarization and must bring:
Note: Please don’t sign or date the document(s) in advance, and please allow 30 minutes for your appointment.
Navigating financial matters can be daunting for people with dementia. At First State Bank of St. Charles, we believe in making financial services accessible for all, especially those in our community living with dementia and their caregivers.
That’s why we’ve invested in dementia awareness training for our staff and compassionate support for our clients. The way we see it, we’re more than a bank. We’re a partner in your journey toward financial wellness and independence.


Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
Not all safe deposit box sizes are available at all banking centers and are subject to availability. Safe deposit box rental is billed in August each year as a lease agreement for current bank deposit account holders only and is subject to approval.
The FDIC does NOT insure safe deposit boxes and contents.
Safe deposit boxes are NOT fireproof or waterproof.
In the event of lost keys, key replacement, box drilling, and other fees can apply and are subject to change at any time.