Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Send and receive wire transfers safely and securely with your local bank.
To receive a wire at First State Bank of St. Charles, simply provide the following information to the person or business sending the wire:
First State Bank information:
Your account information:
Fees:
Domestic: $15.00
International: Varies
Please note: First State Bank of St. Charles does not accept wire transfers for non-customers.
Wire transfers received after 3:00 p.m. CST will be credited to the account on the next business day.
We cannot anticipate exact arrival times nor can we guarantee that wires will be received on the same day they are sent. The wire may need to be sent through an additional bank and thus be delayed or the information received may not be complete enough for the wire to be processed. If it is a foreign wire, it may take 3 to 10 days to receive the wire.
Questions? Please contact our Accounting Department at (636) 940-5555.
To send a wire, you’ll need to provide the following information from the wire recipient:
Wire recipient’s bank information:
Wire recipient’s account information:
Sometimes the receiving bank requires additional information or for the wire to be routed through another financial institution. Please contact the receiving bank to obtain their wiring instructions.
Fees:
Domestic: $25.00
International: Varies
Please note: First State Bank of St. Charles does not accept wire transfers for non-customers.
Wire transfers received after 3:00 p.m. CST will be processed the next business day.
To send a wire transfer, please visit one of our branch locations during banking hours.
Questions? Please contact our Accounting Department at 636-940-5555.