Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
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Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Know your credit score, build your credit history, and protect your credit.
When you sign up for digital banking, you’ll have access to a free suite of powerful credit reporting tools from SavvyMoney® and TransUnion.® My Credit Score provides valuable credit reports and tips that make it easy to maintain or build your credit history.
Ready to get started?
Enroll in Digital Banking to access your credit score online and through our mobile banking app, then enjoy these exclusive features:
First State Bank of St. Charles offers a Credit Builder Loan Program designed to build your credit and savings.
For curious types.
To enroll, follow the instructions below that match the device you’ll be using to log in to your digital banking account. Desktop browser enrollment instructions:
Mobile app enrollment instructions:
If you need help, call our customer care team at 636-940-5555.
Personal account holders must go to Digital Banking and follow these steps:
If you need help, call our customer care team at 636-940-5555.
Once logged into Digital Banking, follow these steps:
If you need help, call our customer care team at 636-940-5555.
The credit score provided is intended to help you understand the factors that affect your credit score and ways you may be able to save money with First State Bank of St. Charles loan products. It is not used for loan approval purposes or for determining loan rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in the credit report may be different than the credit score you see here. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time.
SavvyMoney® is a trademark of SavvyMoney, Inc. TransUnion® is a trademark of TransUnion, LLC.