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New Start Checking

Why stress it? Build credit minus the balance requirements and overdraft fees you’d expect.

Features & Benefits

  • Open a checking account online with just $25
  • Pay a low $5 monthly service fee1
  • Maintain your account with no minimum monthly balance
  • Do the $mart thing and go paperless with free, clutter-free and secure e-Statements ($2 for paper statements)2
  • Gain access to tools like direct deposit and debit cards
  • Bank on the go with free and easy online and mobile banking
  • No costly overdraft fees

Account Features:

All of our checking accounts come with convenient tools to make your life a little easier.

Open an account to start banking with First State Bank of St. Charles.

Frequently Asked Questions

A few common questions, answered.

Please present one of these items for proof of identification:
  • Driver’s license
  • State-issued ID card
  • Military ID card
  • Passport
Please present one of these bills for proof of address:
  • Recent utility bill
  • Real estate tax bill
  • Personal property tax bill
  • Credit card bill
Please present one of these items for proof of identification:
  • Driver’s license
  • State-issued ID card
  • Military ID card
  • Passport
In lieu of the above forms of identification, you may present one of these items along with an item containing your name and address, such as an organization membership card, voter registration card, utility bill or real estate tax bill:
  • Social Security card
  • Medicare or Medicaid card
  • Insurance card
If you have questions about BaZing benefits, please call BaZing Customer Service at (855) 822-9464 (8 – 5 p.m. CST, Monday – Friday).

Log in to Digital Banking. From the mobile banking app:

  1. Click “Move Money”
  2. Click “Send Money with Zelle®”
  3. Click “Send”
  4. Choose a recipient and click “Continue”
  5. Click “Limits?” under $0
  6. View your remaining limit

From your desktop computer:

  1. Click “Move Money | Zelle®”
  2. Click “Send Money with Zelle®”
  3. Click “Send”
  4. Choose a recipient and click “Continue”
  5. Click “Limits?” under $0
  6. View your remaining limit
It’s easy. Just go to Digital Banking and click “Enroll” to access your banking accounts online or with the First State Bank of St. Charles mobile banking app.

Disclosures

All products and services are subject to approval.

1Service fee based on lowest monthly balance.

2The paper statement charge is $2 per month. For free paperless statements (e-statements), you must activate Digital Banking and sign up for e-statements.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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