Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Managing Your Money | June 8, 2022
If you have a college-bound student in your family, chances are you have your hands full with college applications, scholarship forms, student loan applications, and more. With so much going on, it’s understandable that your student’s banking needs may be an item on the back burner. We suggest researching your options now so you can be assured your college student’s banking needs are met before next semester begins.
At First State Bank we have a diverse line of checking and saving accounts that could be the right fit for your student. All our accounts include a suite of digital banking tools that allow customers to manage their finances from anywhere. This is perfect for busy students who have limited time between school and other commitments.
For families that are managing finances together, you have the option to open an account that both your student and you have equal access to. If that’s not the best option for your situation, you can also utilize Zelle® to quickly and safely send money from one account to another – regardless of where you bank.1 This allows you to directly assist your student along in their journey toward financial independence.
Having account benefits that make your life easier is essential. Fortunately, our community bank partners with BaZing to bring you incredible perks! By opening an account powered by BaZing you can save money on everyday essentials, school supplies, and more. BaZing also offers services that bring you peace of mind including cell phone protection,2,3 roadside assistance, and buyer’s protection and extended warranty.2,3
Most importantly, our bank offers unbeatable customer service! We know that managing finances for the first time can be overwhelming. First State Bank’s expert team members can guide parents and students in selecting the right account. Call us today at 636-940-5555 to talk through any questions you have or sit down with us in one of our banking centers. No appointment is necessary for one-on-one attention.
1 U.S. checking or savings account is required to use Zelle.® Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.
2 Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
3 Insurance products are: Not a deposit. Not FDIC-insured. Not insured by any federal government agency. Not guaranteed by the bank.
