Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Bank News | May 2, 2022
The Federal Reserve Bank of St. Louis has appointed four new members to its Community Depository Institutions Advisory Council (CDIAC), including president & CEO Luanne Cundiff. The council advises St. Louis Fed President James Bullard on credit, banking, and economic conditions facing local communities.
First State Bank prioritizes the financial health of the communities we serve. We are very excited that Cundiff’s new role will allow First State Bank to help positively influence the St. Louis economic landscape. Regarding her appointment, Luanne says, “I am honored to represent First State Bank by providing feedback to the Federal Reserve System on local banking and economic conditions.”

Bank News
Read More Proposed Tax Reporting Raises Consumer Privacy Concerns

Bank News
Read More Discover Loan Programs and Bank Services to Benefit Your Business

Bank News
Read More First State Bank Is Dementia Friendly