Home Equity

Need funds for a large one-time expense? Consider a fixed-rate, closed-end home equity loan that you pay back in equal monthly payments, much like a mortgage. It’s perfect for covering large outlays like tuition payments, paying off high-interest credit cards, or seizing an investment opportunity.

• 10- or 15-year terms 
• Fixed-rate payments 
• Low rates and fees

Looking for a more flexible option? You need a home equity line of credit (HELOC). Unlike a loan, it’s a revolving line of credit you can tap as needed for anything on your priority list. Home improvements, a big family wedding, the vacation of a lifetime–we’ve got you covered.

• Borrow as needed, up to a set limit
• Pay interest only on the amount you use
• No upfront costs or annual fees