HomeBank

We go one better than the best mobile banking app: genuine human connection.

Employee-owned. People first.

As an employee-owned company, First State Bank of St. Charles is committed to customer service excellence. For us, putting people first means always going above and beyond to help you achieve your goals. Whether you want to build up your savings with a CD. Improve your credit score with a low-rate credit card. Or just simplify your life with easy, intuitive digital banking. Name it, and we’re on it.

Checking Accounts

Choose a checking account from a local bank you know and trust. We offer a range of options from no frills to premium.

Mortgages

Take out a mortgage with a community bank that cares about you and your needs and has the lending power to offer mortgages in all 50 states.

Financial literacy resources at your fingertips.

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Why You Should Bank Locally

As community bankers, our team is often asked, “Why should I bank locally?” The more we’ve been asked this question, the more we have realized…

Financial Education

Power saving tips, financial planning, maximizing credit card perks, and more.

    Choose a checking account from a local bank you know and trust. We offer a range of options from no frills to premium.

    Take out a mortgage with a community bank that cares about you and your needs and has the lending power to offer mortgages in all 50 states.

    Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.