Savings
Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.
SEVERE WEATHER UPDATE: To ensure your safety, all St. Louis area banking centers will be closed on Saturday, November 29. For assistance, please contact our Customer Care team at 636-940-5555 Monday–Friday, 8:30 a.m.–5 p.m., and Saturday, 9 a.m.–12 p.m. CST. You can also access your accounts anytime via Digital Banking or our mobile app. Stay safe and warm!
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Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.




Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.
















Reduce your mortgage rate or monthly payments, consolidate credit card debt, or fund other financial goals.



Mortgage Credit Builder Loan Program

Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.



Health savings accounts. Savings accounts that build basic financial literacy. Money market accounts. And more ways to grow your money.


You'll need to gather a few essentials first. Need help? Reach out to your mortgage lender with any questions you have to help expedite the process.
We've partnered with BLEND to provide tools that let you upload documentation and check your loan status for a seamless and secure mortgage experience.
Since 2001, I have had the pleasure of helping hundreds of individuals and families purchase their new homes. I absolutely love my job! There’s nothing quite like seeing the joy on a first-time homebuyer’s face when they get the keys to their new home. I am committed to guiding clients through the process with care and ensuring they’re matched with the mortgage product that best fits their needs.
At First State Bank Mortgage, I offer excellent rates and a wide array of programs. I specialize in FHA, VA, USDA, and Conventional financing, and I stay well-versed in down payment assistance programs available to first-time homebuyers in Missouri. Along with these great loan options, you’ll also receive exceptional customer service to make the home financing process as smooth as possible.
Whether clients are searching for a home in St. Louis, St. Charles, Warren, or Lincoln Counties—or even property in another state—I’m here to help. Mortgage lending in all 50 states allows me to support clients wherever their journey takes them. It’s always exciting to work with families and help make their homeownership dreams come true!
My mission is to carefully guide you through the mortgage process, taking into consideration all available options.
Melissa Maxwell